QN v HO B Ltd [2023] NZDT 236 (22 May 2023) [pdf, 227 KB]
...the letterbox standing behind it; and a long fence to the left of the driveway which ran the width of the Property between the driveway and the neighbour’s fence on that side QN had the Property insured with B Ltd. 2. On 30 April 2020, QN was informed by a tenant at the Property that there had been an incident the night before when someone crashed through the Fence and damaged it. 3. QN lodged an insurance claim with B Ltd regarding the damage to the Fence. B Ltd paid out QN for t...