KC Ltd v OK [2019] NZDT 1378 (17 July 2019) [pdf, 268 KB]
...contains written terms relating to insurance, damage and exclusions to cover. There is no separate contract of insurance and no separate written terms - they are all contained within the "Agreement to Hire a Rental Vehicle" document, which forms the contract between KC and Mr K. 11. Clause 10, under the heading "Insurance" states: "Subject to the exclusions set out below, the hirer and any driver authorised to drive the vehicle is fully indemnified in resp...