JU Ltd v U Ltd [2021] NZDT 1633 (6 October 2021) [pdf, 205 KB]
...was most likely to have occurred on a number of separate occasions. Therefore, I find that it was caused by multiple events, and U Ltd is entitled to charge multiple excesses. 8. U Ltd has charged excesses on a room by room basis. It presented information from the Insurance Ombudsman as the basis for calculating the excesses this way. No other arguments or suggestions for a basis on which to calculate the correct number of excesses were made. Therefore, I accept U Ltd’s calculations...