Koppula v Zhou [2015] NZIACDT 85 (27 August 2015) [pdf, 180 KB]
...situation, and more recently surrendered her licence. [28.4] Ms Zhou did not gain anything from the fees clients paid, other than the fees indirectly contributing to her remuneration. [28.5] Ms Zhou now faces severe financial consequences given the responsibility she has for refunding fees and paying compensation. [28.6] Ms Zhou is willing to meet the financial obligations arising, as far as she can. [28.7] The reality of Ms Zhou’s financial position means that imposing penalties w...