Taylor v Orcon Ltd [2015] NZHRRT 15 [pdf, 125 KB]
...response occurs without notice to the person inquired about, without their knowledge and without an opportunity to be heard. There is little or no practical recourse when a person’s credit rating is reported in negative terms and there is no right of appeal. The right to request correction of credit information under the Credit Reporting Privacy Code is most often an ex post facto exercise and the individual affected may not even know an adverse credit report has been provided. [45]...