L v EQC [2021] CEIT-2019-0036 [pdf, 411 KB]
...is a disparity in 3 Taylor v Asteron [2020] NZCA 354 at [109]. the information available to the parties; the insured holds all the information about the claim and has control over which information they provide. While insurers have tools and resources to investigate losses, the system necessarily requires honesty from the claimant. The development of the law of fraud in insurance is an aspect of the duty of utmost good faith, which has developed due to the risk sharing relations...