Review / Committee found unsatisfactory conduct / conflict of interests / failure to provide competent advice / lawyer acted as lender and borrower in a loan agreement / review of penalty decision / Saxmere Co Ltd v New Zealand Wool Board Disestablishment Co Ltd [2009] NZSC 35, [2010] 1 NZLR 35 / AF v X LCRO 84/2014 (8 October 2014) / bias of Committee member / previous disciplinary history / HELD / no evidence of bias in Committee’s decision / no disciplinary history at the time conduct occurred / fine reduced / Committee’s decision modified / section 211(1)(a)
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